Song Jinzhao

Email: jinzhaosong1996@163.com
Location: Nanjing, China
Focus: Financial Data Analysis / Risk Analytics / FinTech / Research Support
Download: Latest resume (PDF)

Profile

MSc FinTech student with experience in operating analysis, cash-flow monitoring, KPI management, dashboard building, and cross-functional project execution. Skilled in combining data cleaning, metric design, anomaly identification, machine learning workflows, and financial business scenarios.

Skills

• Certifications and finance: CFA Level I, CFA ESG, Advanced Registered ESG Analyst, CET-6
• Data and analysis: Python, SQL, Stata, Tableau, Excel
• Modeling: Logistic Regression, Random Forest, XGBoost, RNN, Transformer
• Reporting and communication: PowerPoint, operating analysis, strategy review, management reporting

Experience

Planning & Operations, Onewo Space-Tech Service Co., Ltd.

2024.09 - 2025.07

• Built internal operating ledgers around customer satisfaction, profit, cash flow, and other core metrics, supporting regional risk and operating review.
• Monitored KPI performance across 14 city companies, tracking progress, abnormal fluctuations, and key business issues.
• Reworked regional document and operating-material management processes to reduce inconsistency.
• Improved meeting and task follow-through by tracking owners, deadlines, and execution outcomes.

Project Consultant, Nanjing Qiteng Electric Power Construction Co., Ltd.

2024.01 - 2024.06

• Coordinated execution among Huaneng power plant stakeholders, civil contractors, and equipment installers.
• Followed construction progress, quality standards, and on-site execution to keep delivery aligned with plan.
• Helped resolve drawing and implementation issues efficiently.

Data Operations, Landsea Group Co., Ltd.

2021.04 - 2022.12

• Built Tableau and Excel dashboards integrating revenue, cash flow, and payment-collection data, and produced 6 operating analysis reports.
• Led business-model decomposition and strategy-framework iteration, supporting a 35% gross-margin improvement within three months.
• Designed marketing strategies for tail-end inventory and parking-space sales, contributing to a 50% quarter-over-quarter revenue increase.
• Built a structured real-estate database by cleaning and standardizing multi-source business data.
• Monitored more than 100 projects for milestones, payment collection, and cash-flow changes, producing 5 reports that helped improve collection efficiency by 10%.
• Evaluated financing costs, supplier payment schedules, and local land-auction strategy to support funding decisions.

Structural Engineer, Nanjing Urban Architectural Design Consulting Co., Ltd.

2020.01 - 2020.11

• Reviewed engineering quantities and prefabrication rates for the Tangshan Han Tian Resort Hotel project.
• Optimized structural design and helped reduce construction cost by about 10%.
• Built a review mechanism for design issues, structural changes, and pipeline conflicts on the Jiangbei Sand Ship project.

Projects

30-US-Stock Portfolio Optimization and Backtesting

• Built a Python workflow for 30 blue-chip US stocks using 10 years of adjusted daily prices.
• Estimated log returns, historical mean returns, and the covariance matrix using in-sample data only to reduce look-ahead bias.
• Backtested four strategies: 1/N equal weight, max Sharpe with short selling, max Sharpe without short selling, and minimum variance with short selling.
• Evaluated in-sample and out-of-sample results with equity curve, drawdown curve, annualized Sharpe ratio, and annualized CAR.

China A-Share Machine Learning Return Prediction and Strategy Backtest

• Worked on a monthly cross-sectional return-prediction framework for China A-shares using panel data from 2010.01 to 2024.12.
• Defined 11 return-prediction factors, completed EDA on missing values, annual observation distributions, correlations, and factor predictive power.
• Trained and compared Logistic Regression, Lasso, SVM, Random Forest, XGBoost, CNN, RNN, and Transformer models.
• Built a long-only monthly rebalancing strategy using top-decile predicted probabilities and compared it with the CSI 500 benchmark on excess return, Sharpe ratio, Information ratio, and drawdown.
• Extended model validation from fixed-window evaluation to walk-forward validation.

Education

University of Nottingham Ningbo China

MSc FinTech, 2025.09 - 2026.11

Key courses: Financial Markets and Instruments, Financial Programming, Machine Learning and Data Analysis, Econometrics, Financial Statement Analysis, Blockchain, Cryptocurrency

University of Glasgow

MSc Structural Engineering, 2018.09 - 2019.12

Key courses: Finite Element Analysis, Structural Nonlinear Analysis, Engineering Mathematics, BIM Design, Advanced Structural Analysis, Advanced Reinforced Concrete Design, Conceptual Design

University of Nottingham Ningbo China

BEng Civil Engineering, 2014.09 - 2018.07